A quick loan payment is required if funds are urgently needed. Loan seekers then have several options. see marabi.net for more notes
For example, a loan can be requested from a local bank or from one of the many online banks on the Internet. Loan seekers can do quite a bit for a quick loan payment.
Quick read – in keywords
- Fast loan payment is important to many applicants
- Nevertheless, many promises have little to do with the reality of faster lending
- Check immediately which fast loan suits you
- Make your application without obligation, maybe the software can even offer you a credit in 24 hours
Fast loan payment – often cherished loan request
Fast loan payment – favorable installment loan
The speed of today’s loans is not witchcraft at all. This is made possible by the automated test procedures.
On the basis of the data entered in the credit application, it is immediately checked whether a loan can be concluded or not. The customer receives a preliminary credit decision within a few minutes.
However, credit seekers must have a good credit rating for this. That means a sufficient income and above all a clean Private credit.
If only one of these characteristics is missing, the credit will not be approved, at least not with the automatic test procedure. Here then the individual case must decide.
If the necessary documents such as proof of income and bank statements are sent to the lender before noon, there is a possibility that the fast loan payment will appear in the account within two to three days.
Fast loan payment – really fast credit
If there is a short-term need for funds, the credit line could be an option for banks to provide their customers. The disposition credit – Dispo – is made available to customers who have regular income.
The amount of this loan is given as three net incomes. So if the customer earns 1500 euros net, he could get a dispoof over 4500 euros.
But even a short limiter increase could provide for a quick loan payment. The customer can instantly dispose of it, whether at the counter or at the ATM.
However, this loan is the most expensive. Not infrequently, customers pay up to 17% of the overdraft interest for the overdrawn dispo.
Nevertheless, in order to bridge a financial shortage in the short term, the MRP can still be a good solution. For example, if a loan application was made and the money has not yet been instructed.
Then in the meantime, open invoices could be paid with the dispatching. The incoming credit then replaces the MRP.
Fast loan payment – branch bank
If you are looking for a loan, you should first make a credit comparison. This shows not only the interest rate and the installment amount, but also which provider has a local branch.
Here you could call the CamiBank or you bankate. The customer selects the cheapest provider on site with the credit comparison, makes his loan application and then prints the documents after the preliminary credit decision.
Instead of going to the post office to do the post-ID procedure, the customer goes to the lender’s office near him. There, the necessary ID check is made.
The documents are then submitted and processed immediately. Customers can expect a payout within three days.
Fast loan payment – take credit immediately
That too is possible, apply for the loan and take the loan immediately. The customer arranges an appointment with the bank on the spot.
At the same time he asks which documents are needed for the loan. At the appointment, the employee of the bank will check the documents for completeness.
Mostly pay slips and account statements, a copy of the employment contract or the pension notice are needed. Then the Private credit is queried.
If this does not show any special features, the loan application is filled out together with the customer. Immediately, the customer can then take his money in cash or have the loan amount transferred to his account.
However, customers should be careful, because it is precisely with these fast loans that banks often offer credit protection. These are residual debt insurance that can make a loan much more expensive.
The contributions are added to the loan amount and the customer pays interest. If it is somehow, should be waived on such an insurance.
Quick Loan, Express Credit, Lightning Credit – What’s Next?
These credit names find customers on the Internet. They are to suggest to the customer that this is a loan that is approved and paid out very quickly.
However, the loan seeker should know that a loan approval is subject to certain conditions. For example, the contract documents still have to be sent by post to most providers.
Swiss Post must comply with the post-mandatory procedure prescribed by law. Thus, the post is a crucial time factor, but can be influenced by the customer.
So he should ensure that the documents are completely put together, everything is filled truthfully and completely. Any request for documentation delays the fast lending decision.
The documents that are required ultimately depend on the loan amount. With small amounts of money, there are providers who do without a proof of income.
A faster processing time than two bank working days is hardly possible in terms of technology. If the customer is an existing customer, no new identification procedure is necessary.
Pericredit with lightning transfer
The immediate loan with lightning transfer offers especially fast credit requirements. Also, this provider should be sought with a credit comparison.
If the loan is approved, the loan can be paid out quickly with a flash transfer. Customers have to pay 10 euros extra.
However, the recipient bank is obliged to transfer the money to the customer’s account on the same day.
Fast loan payment with bad Private credit
The automated test methods that promise a fast online credit, but have no validity if the Private credit is encumbered. One of the most important features of a credit check is the Private credit query.
If there are negative entries, this indicates that the lender has an increased credit default. Many German banks will no longer grant credit.
Now, credit seekers have two options. One of them is the mention of a guarantor.
This must be solvent and be able to pay the resulting installments in an emergency. The bank must inform the guarantor accordingly.
But not always there is a guarantor. Then there is the possibility to apply for a Private credit-free loan.
Mostly, the processing is done through credit agencies. Here it must be ensured that no pre-payments are paid and no insurance contracts are signed.
The Private creditfreie credit comes in the meantime from a bank from Liechtenstein.